Fight a Driving Without Insurance Charge

What is the charge?

The Compulsory Automobile Insurance Act defines Driving without Insurance as:

2. (1) Subject to the regulations, no owner or lessee of a motor vehicle shall,

(a) operate the motor vehicle; or

(b) cause or permit the motor vehicle to be operated,
on a highway unless the motor vehicle is insured under a contract of automobile insurance. 1994, c. 11, s. 383; 1996, c. 21, s. 50 (3).

Fines and Penalties:

The penalties of Driving without Insurance carry heavy fines. For a first conviction, you could face a minimum of $5,000 and a maximum of $25,000. Upon a second conviction, you could face a minimum fine of $10,000 or a maximum of $50,000. You may also face a one year’s suspension of your Driver’s Licence.


Driving without insurance is a major offence in the eyes of insurance companies. A conviction could limit your ability to get affordable insurance in the future.

What You Can Do

Fight your ticket! Never choose Option 1 on the back of the ticket and find out what we can do for you. Simply contact us to set up a free initial consultation and we’ll take it from there. Call us, email us, or visit us at our office located at 62 Carden St in Guelph.

Let our many years of policing expertise and
court experience work in your favour.

Our former police officers and prosecutors will take your case and assist in making sure that your driving privileges are preserved in a way that is positive and affordable. If you are stuck, frustrated, and fed up fighting your ticket, let us help you. Call us, email us, or visit us at our office at 62 Carden St in Guelph for a free initial consultation. We proudly serving, Kitchener-Waterloo, Brampton, Cambridge, Burlington, and the surrounding areas

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